Editorial standards | Agent Insured

Independence and the firewall

No carrier, regulator, vendor, law firm, consultancy or other party pays for placement, ranking, framing, prominence or inclusion in anything on this site. That covers articles, briefings, the carrier comparison matrix, the market map, the Monitor and every other publication.

Editorial decisions are made by the editors. Any commercial relationship is handled separately and has no influence over what is covered, how it is framed, or which carriers are tracked. Carriers are included in the matrix on editorial criteria alone. A commercial relationship does not guarantee inclusion or favourable framing, and the absence of one does not exclude a carrier.

Future Proof Intelligence publishes this site. It also publishes its own AI agent certification methodology, at agentcertified.eu/methodology. The certification work and the editorial work run independently, and coverage of that methodology here is held to the same standards of evidence and citation as any other.

What we cover

We cover developments that matter to operators seeking AI agent liability cover, and to the carriers and brokers who write it. The main criteria:

A carrier, syndicate, MGA or Lloyd's coverholder announces a named product that directly addresses AI agent liability, with verified capacity and territory.
A reinsurance arrangement materially changes the capacity available for AI agent liability in a market.
A regulatory development, whether a statute, supervisory guidance or a court decision, changes the legal basis for underwriting AI agent exposure or the cover that is commercially viable.
A supervisory authority or professional body publishes underwriting guidelines, solvency guidance or conduct standards that affect the AI liability market.
A market event, such as a product withdrawal, a rating action, an insolvency or a merger, changes the cover available to operators.

We do not report press releases or vendor claims that have not been checked against primary sources, and we do not include carriers in the matrix on self-reported data alone. Inclusion needs a verified announcement or verifiable product documentation.

How we cite

We cite primary sources wherever they exist.

Carrier products. By the official product name in the carrier's announcement or documentation, with the date of the announcement. We do not describe terms, limits or exclusions beyond what the carrier has published in verifiable material.

EU legislation. By official designation and article number, for example Regulation (EU) 2024/1689, Article 26(1).

Court decisions. By full case name, court and date of decision, with the ECLI identifier where one exists.

Supervisory guidance. By issuing authority, official title and publication date. EIOPA publications are cited by their published reference number where that number can be read on the document itself.

Trade publications and research. By publication or organisation, title and date. Such sources are leads, and are never treated as verified fact.

How we handle errors

We correct errors, and we distinguish material from non-material ones.

A material error is one that would leave a reader with a false belief about a carrier's terms, limits, territory or status. It is corrected with a dated correction note on the affected page, and logged.

A non-material error is corrected in place, with a note of the date.

Every material correction is logged at /corrections. Readers and carriers who believe they have found an error can write through the form on the waitlist page, beginning the message with "Correction".

Conflicts of interest

Future Proof Intelligence publishes this site and its sister sites, and has a commercial interest in the development of the AI agent insurance market. That interest is disclosed here and on the inclusion criteria page. It does not affect the independence commitments above.

Anyone writing for the desk must disclose any personal financial interest in a carrier, broker or vendor they cover, and such interests are reviewed before publication.

Right of reply

Any carrier, broker or other organisation named on this site has a right of reply. Send it through the form on the waitlist page, beginning the message with "Right of reply" and naming the content concerned. We acknowledge receipt within five working days.

Replies that are factually substantive are incorporated as updates or appended as clearly labelled response notes.

Commercial activity

The site operates on an editorial-only basis. No paid placement or commercial partner listing appears on any page, and inclusion in the matrix is editorial and free of charge.

A paid partner programme has been considered for 2027. It has not launched and no terms are offered. If it ever does, paid partnership will not affect inclusion criteria, positions in the matrix or the framing of any analysis, and every paid placement will be labelled as commercial. The inclusion criteria page sets out the position.

Versioning

These standards are version 1.0, dated 24 April 2026, and are reviewed annually. Proposed revisions are published for at least 30 days of public comment before adoption.

Across the network

The same standards apply across the sister sites published by Future Proof Intelligence. Readers can check them against each other:

Editorial standards. Published, so they can be checked.