A formal registry for organisations preparing to insure autonomous AI systems ahead of the Union's enforcement deadlines. Coverage opens in alignment with the Artificial Intelligence Act and the revised Product Liability Directive.
From August 2026, the European Union treats the deployment of autonomous AI systems as a regulated activity. From December 2026, the harms they produce sit inside product liability law. Together these two instruments turn AI agents into an insurable class of risk, and expose every operator that has not secured coverage.
Providers and deployers of general-purpose AI systems, and operators of high-risk AI under Annex III, face conformity, transparency, and post-market monitoring obligations. Administrative fines reach EUR 35 million or 7% of global turnover.
Software, including AI systems and the data they rely on, is formally treated as a product. Claimants gain disclosure rights and a rebuttable presumption of defectiveness where an AI system is shown to have contributed to damage.
Underwriting is anchored on certification evidence and deployment telemetry. Organisations on the pre-launch registry are invited into binding quotation in the order of their registration.
An AI system that can act on its own behalf will eventually produce a loss that nobody expected. The work of the coverage market is to decide, in advance, who carries that loss.
Organisations on the registry are notified in advance of underwriting guidance, receive the weekly Agentic Liability Monitor, and are invited into binding quotation before general availability.
Long-form notes on how AI agent liability is being priced, what the emerging insurance standards actually cover, and how European enterprises should prepare for the August and December 2026 deadlines.
The five components of a complete underwriting submission, the timeline for organisations targeting Q3 2026 coverage, and the gaps most operators discover too late to fix before August.
How Armilla's position as a Lloyd's coverholder enables structured AI liability underwriting, and what the coverholder model means for European operators seeking coverage before the 2026 deadlines.
A close reading of the five categories of loss that the first European AI agent liability policies will address, with references to AIUC-1, Munich Re aiSure, and Armilla.
Existing cyber and professional indemnity wordings are being rewritten to exclude autonomous AI activity. A guide to the new exclusion language and how to read a renewal.
A practical preparation note for compliance, risk, and legal teams: what to document, what to ask of insurers, and how certification feeds underwriting.
Munich Re has written AI performance coverage since 2018. aiSure settles on measurable performance data rather than loss adjustment. A guide to what it covers and where the gaps remain.